Leasing and financing options are available for any network security product or consulting service sold by Comware, through its new Comware FinPlan^TM leasing program!

Today, it is critical for businesses to have the right network security products in place before catastrophe strikes, not after. American businesses depend on having the best technology at the best prices, and financing often plays a key role in the procurement process. One of the great challenges facing management in growing organizations isn't technological, it's financial. Financing technology products can be a frustrating and lengthy process. It can put a strain on your stress-level and budget. It affects your ability to smoothly run your business.

Comware can help ensure your business' ongoing success by providing full leasing and financing options on all purchases - all tailored to meet your specific needs. Comware offers a no-hassle leasing and financing solution, called Comware FinPlan. It is a simple, one-stop financing solution designed to meet the needs of mid-market and enterprise clients.

Comware FinPlan is a total leasing and financing solution that affords clients the ability to do all of their security business with one supplier, which makes the purchase and implementation of network security products and services easier.

These financing options include all hardware, software, training, consulting and other related services in one easy monthly payment. Not only does Comware FinPlan deliver convenience, but all the applicable terms and rates are competitive with other financing options.

Comware ensures rapid responses to your questions on leasing and financing and provides you with immediate feedback on your particular situation. Our financing experts are as close as your telephone, with most credit decisions made within 48-72 hours, so funds are available when your hardware and software is ready to ship.

Comware will structure lease or finance payments to fit your cash flow requirements, with lease terms from 12 to 60 months allowing you to preserve your borrowing power for other business needs and opportunities. Leasing keeps your bank lines open. No problems or issues arise with loan agreements or compensating balances. You can free working capital for more productive uses with up to 100% financing through the Comware FinPlan.

At the end of the lease, you may have the option to purchase the equipment, renew the lease, or return the equipment and avoid any further financial obligations.

The benefits of leasing and financing using Comware FinPlan:

• Leasing helps protect you against product obsolescence. Everyone knows that technology products sometimes become outmoded before they are fully depreciated. That means you either have to take an accounting loss or carry a stranded asset on your books.
• Leasing gives you the ability to take advantage of the latest product technology while at the same time you have the flexibility to get product upgrades and enhancements as needed. Leasing also protects you from the financial risk of obsolescence because the financing company assumes that risk. You get all the benefits of using the equipment without having to worry about what to do with it when it is outmoded.
• Leasing often simplifies the approval process. Leases can be classified as operating expenses. That means it's usually much easier to attain approval to lease equipment, rather than purchase it, because expenses require a lower-level approval than outright purchases.
• Leasing can allow for off-balance-sheet financing. As long as your lease passes the FASB-13 test for operating lease treatment, the lease commitment and assets won't have to be included on your company's balance sheet.
• Leasing makes cash flow more predictable. Comware FinPlan generally sets fixed payments for the term of a leasing contract, whereas bank loans often carry variable interest rates. Thus, leasing makes it easier to manage cash flow.
• Leasing reduces up-front costs. Conventional bank financing typically requires a minimum balance. With leasing, there is often no minimum balance or down payment required.
• Leasing preserves working capital. Leasing expands your company's financial resources without affecting established credit lines. When you lease, you get full access to the equipment you need for your business, and you only pay for the portion of the asset that you use rather than the entire asset.
• Leasing is another way to help reduce taxes since lease payments are considered a pre-tax expense and may reduce your tax burden. Plus, you can upgrade to new software or hardware anytime during the lease. Your accountant or accounting department can answer tax-related questions as they pertain to leasing. Check with them prior to leasing products.
• Leasing gives you the ultimate financial flexibility. Comware FinPlan can structure the terms and length of the contract to fit your business requirements. You can always upgrade the equipment or add additional products and/or services. When the lease ends, you can choose to return or buy the asset, or to renew the lease for another term.

Comware FinPlan enables you to get the right security solutions when you need them. Call your Comware representative today at 1-877-405-0832 or email info@comware.com to handle your leasing and financing needs.